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Impact fees
Implied warranty of habitability
Impounds
In Room Handouts
In-file credit report
Income property
Incurable defect
Index
Individual Retirement Account
Infill development
Infill housing
Inflation
Infrastructure
Initial interest rate
Inspection report
Installment contract
Insulation
Insurable title
Insurance
Insurance binder
Interest
Interest accrual rate
Interest rate
Interest rate buy-down plans
Interest rate caps
Interest rate ceiling
Interest-only loan
Investment property
Investment Related Savings
Impact fees
Fees collected from developers of new homes to pay for schools, parks and other
facilities.
Implied warranty of habitability
Court cases which determined that all new homes are assumed to be fit for human
habitation and meet all building codes.
Impounds
A portion of the monthly mortgage payment that is placed in an account and used
to pay for hazard insurance, property taxes and private mortgage insurance.
In Room Handouts
For some franchise motels, the in room handouts can be significant. The
franchise inspector will count the number of handouts to be sure they are
there. All will usually have the franchise logo on them.
In-file credit report
Computer-generated reports drawn from credit repositories that are generally
regarded as objective histories.
Income property
Property that is not occupied by the owner but is used to generate income.
Incurable defect
A defect in a property that cannot be fixed, such as an adjacent hazardous
waste site, or that would cost too much to repair relative to the value of the
property.
Index
Financial tables used by lenders to calculate interest rates on adjustable
mortgages and on Treasury bills.
Individual Retirement Account
Tax-deferred savings accounts that allow people to accrue retirement funds.
Infill development
Any significant new construction in an established area.
Infill housing
Home construction in established areas.
Inflation
This event occurs when there is more money available than there are goods and
services to be purchased. Mortgage rates, which are determined by the
marketplace and the actions of the Federal Reserve Board and Wall Street, are
sensitive to inflation fears.
Infrastructure
The roads, schools, parks, utilities, bridges and communications systems in a
community.
Initial interest rate
The original interest rate on an adjustable mortgage.
Inspection report
An examination of a home's exterior, foundation, framing, plumbing, electrical
system, heating, air conditioning, fireplace, kitchen, bathroom, roofing and
interior.
Installment contract
A purchase agreement in which the buyer does not receive title to the property
until all installments are paid.
Insulation
Materials including cellulose, glass fiber, rock wool, polystyrene, urethane
foam and vermiculite that slow heat loss.
Insurable title
Title to property that a company agrees to insure against defects and disputes.
Insurance
Owners and buyers can purchase various types of insurance: hazard, private
mortgage and earthquake. The policies guarantee compensation for specific
losses.
Insurance binder
A temporary insurance arrangement usually put in force until a permanent policy
can be obtained.
Interest
The fee borrowers pay to obtain a loan. It is calculated based on a percentage
of the total loan.
Interest accrual rate
The rate at which interest accrues on a mortgage.
Interest rate
The sum, expressed as a percentage, charged for a loan. Interest payments on
most home loans are tax- deductible.
Interest rate buy-down plans
For cash-short buyers, some sellers are willing to advance funds from the sale
of the home to buy down the interest rate and reduce the buyer's monthly
obligation.
Interest rate caps
A limit on the amount that can be charged to the monthly payment of an
adjustable-rate mortgage during an adjustment period.
Interest rate ceiling
The highest interest a lender can charge for an adjustable-rate mortgage.
Interest-only loan
The pays only the interest that accrues on the loan balance each month. Because
each payment goes toward interest, the outstanding balance of the loan does not
decline with each payment.
Investment property
Real estate that generates income, such as an apartment building or a rental
house.
Investment Related Savings
The estimated total savings of buying invested at a rate of 8% for the number
of years that a borrower would plan to own a home.
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The data relating to real estate for sale on this website comes in part from the Broker Listing Exchange program of the RE InfoLink™
MLS system and in part from the San Francisco Association of REALTORS® MLS system. Real estate listings, provided by
the RE Infolink™ MLS system, held by brokerage firms other than CENTURY 21 Alliance are marked with the
Broker Listing Exchange icon, see below, and detailed information about them includes the names of the listing brokers and listing agents. All
listings display the source of their MLS data and all listings on this page identified as belonging to another listing firm are based upon data
obtained from the SFAR MLS - which data is copyrighted by the San Francisco Association of REALTORS®, and REIL MSL, which data is Copyright 2007 RE InfoLink.
All rights reserved. In addendum, the IDX search is provided by CENTURY 21 Alliance.
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The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify
prospective properties consumers may be interested in purchasing.
All data obtained from the website is intended only for the consumers’/viewer’s personal, noncommercial use. Furthermore the consumer/view also agrees that they have
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redistribute or retransmit any of the data or information provided, and acknowledges InfoLink’s and the San Francisco Association of REALTORS®'s ownership and the validity of its copyright
in the MLS content.
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Copyright ©2007 IRESS, Inc. Sales@SterlingInet.com.
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